With inflation straining every paycheque, Hustlers across Canada are looking for any relief they can get. That’s why the Canada Workers Benefit (CWB) is a lifeline in 2025—offering up to $1,518 for singles and $2,616 for families, delivered in three advance payments throughout the year.
At HustleHub, we’ve verified the latest info straight from the CRA to help you maximize your CWB eligibility, understand the 2025 payment schedule, and plan your finances accordingly.
🟩 KEY TAKEAWAY BOX
- Benefit: Canada Workers Benefit (CWB) – refundable tax credit for low/moderate-income workers
- Max Payment: $1,518 (single) / $2,616 (family)
- Payment Dates: January 10, July 11, October 10, 2025
- Eligibility: Must file 2024 taxes, be 19+, and meet income thresholds
- No application required – payments are automatic once taxes are filed
What Is the Canada Workers Benefit (CWB)?
The Canada Workers Benefit is a federal tax credit designed to support low- and moderate-income workers. It provides two components:
- Basic Amount: Based on income and family status
- Disability Supplement: Additional credit for those approved for the Disability Tax Credit (DTC)
This benefit isn’t just for tax season. Through the Advanced Canada Workers Benefit (ACWB), up to 50% of your annual CWB is issued in three automatic instalments throughout the year—no application needed.
CRA CWB Payment Dates for 2025
Wondering when you’ll see the cash? Here’s the official 2025 CRA CWB schedule:
| Payment Date | Details |
|---|---|
| January 10, 2025 | First advance payment |
| July 11, 2025 | Second advance payment |
| October 10, 2025 | Final advance payment |
The remaining 50% will be added to your 2025 tax refund, issued in spring 2026.
2025 CWB Payment Amounts: How Much Will You Get?
The total CWB amount you may receive in 2025 depends on your income, marital status, and disability status.
| Status | Maximum Total Benefit |
|---|---|
| Single (no DTC) | $1,518 |
| Family (no DTC) | $2,616 |
| With Disability | Higher based on DTC eligibility (varies) |
Note: The CRA automatically calculates your entitlement based on your 2024 tax return.
2025 CWB Eligibility Requirements
To qualify for the Canada Workers Benefit in 2025, you must:
- Be a Canadian resident for all of 2024
- Be 19 years or older by December 31, 2024 (or live with a spouse/common-law partner or child)
- Earn income from employment or self-employment
- File your 2024 income tax return by November 1, 2025
CWB Income Thresholds for 2025 (Based on 2024 Income)
The benefit gradually phases out as your income increases.
| Household Type | Income Phase-Out Range |
|---|---|
| Single | $26,149 – $36,749 |
| Family | $29,833 – $48,093 |
| With Disability | Up to $42,222 (single), $59,038 (family) |
Tip from HustleHub: If your income is near the lower end of the range, you’re more likely to receive the maximum benefit.
Why the Canada Workers Benefit Matters in 2025
With housing, groceries, and transportation costs climbing, the CWB ensures that work pays. The advance payments offer predictable, quarterly support, making it easier to manage monthly expenses and avoid debt.
Many Hustlers across Canada will see hundreds of dollars deposited automatically—money that can help with rent, food, or child care.
Frequently Asked Questions (FAQs)
1. Who qualifies for the Canada Workers Benefit in 2025?
Anyone 19+ (or with dependents), who works, lives in Canada all year, and files 2024 taxes.
2. How much can I get from the CWB in 2025?
Up to $1,518 (single) or $2,616 (family), depending on your income and family situation.
3. Do I have to apply for the CWB?
No. It’s automatic when you file your taxes.
4. What are the payment dates for 2025?
January 10, July 11, and October 10.
5. What is the Advanced Canada Workers Benefit (ACWB)?
It’s the advance payment portion of the CWB—up to 50% paid before tax season.
6. Is the CWB taxable?
No, it’s a tax credit—you keep the full amount.
7. What if I move provinces during the year?
Your CWB is based on where you resided on December 31, 2024.
8. Can I receive the Disability Supplement and basic CWB?
Yes, if you’re eligible for the Disability Tax Credit (DTC).
9. Will getting CERB or EI affect my CWB?
Only your working income affects eligibility—benefits like EI are not counted the same.
10. Where can I check my payment status?
Use CRA My Account or call CRA at 1-800-959-8281.
Final Thoughts from HustleHub
The Canada Workers Benefit 2025 is one of the most impactful financial supports for low-income Canadians. With three advance payments and no application needed, it puts real cash into the hands of workers when they need it most.
Make sure your 2024 taxes are filed on time, and you’ll be ready to receive the full benefit you deserve.
For more guides like this, check out our latest updates at HustleHub.ca.
Sources
- Canada.ca – CRA Benefits Calendar 2025
- Canada.ca – Canada Workers Benefit Overview
- TurboTax – Understanding the CWB
