Everything You Need to Know About the Canada Grocery Rebate

Key Takeaway Box

• The Canada grocery rebate is a one-time payment that provides financial support to eligible low- and modest-income Canadians and families.
• The rebate was issued on July 5, 2023, along with the July 2023 quarterly GST/HST credit payment.
• The rebate amount was double the GST/HST credit amount you received for January 2023, based on your family situation and your 2021 adjusted family net income.
• To receive the rebate, you need to file a tax return for 2021, even if you have no income to report for that year.
• The rebate is part of the government’s efforts to provide inflation relief to Canadians who need it most.

Introduction

Hello, Hustlers! If you are looking for some extra cash to help you with your grocery bills, you might be eligible for the Canada grocery rebate. This is a new, one-time payment that the government introduced in Budget 2023 to provide targeted inflation relief to 11 million low- and modest-income Canadians and families⁴⁵.

In this article, we will explain what the Canada grocery rebate is, who can get it, how much it is, how to calculate it, and when and how to receive it. We will also answer some frequently asked questions about the rebate and provide some tips on how to save money on groceries with HustleHub. Let’s get started!

What is the Canada grocery rebate?

The Canada grocery rebate is a one-time payment that provides financial support to eligible low- and modest-income Canadians and families who need it most. The rebate is part of the government’s efforts to provide inflation relief to Canadians, as rising grocery prices remain a challenge for many households⁵.

The rebate was issued on July 5, 2023, along with the July 2023 quarterly GST/HST credit payment. The rebate amount was double the GST/HST credit amount you received for January 2023, based on your family situation and your 2021 adjusted family net income⁴.

The rebate is not taxable and does not affect your eligibility for other federal, provincial, or territorial benefits and credits⁴.

Who can get the Canada grocery rebate?

You can get the Canada grocery rebate if you meet the following criteria⁴:

• You were entitled to receive the GST/HST credit for January 2023. The GST/HST credit is a tax-free quarterly payment that helps individuals and families with low and modest incomes offset all or part of the GST or HST that they pay.
• You filed a tax return for 2021, even if you have no income to report for that year. This is because the rebate is calculated based on your 2021 tax return.

You do not need to apply for the rebate. If you are eligible, you will receive it automatically along with your GST/HST credit payment.

How much is the Canada grocery rebate?

The Canada grocery rebate is double the amount of your GST/HST credit payment from January 2023. The amount is calculated based on your family situation in January 2023 and your 2021 adjusted family net income.

You can receive a maximum payment of up to:

Family situation	Maximum payment
Single (no children)	$234
Single (with 1 child)	$387
Single (with 2 children)	$467
Single (with 3 children)	$548
Single (with 4 children)	$628
Married or common-law (no children)	$306
Married or common-law (with 1 child)	$387
Married or common-law (with 2 children)	$467
Married or common-law (with 3 children)	$548
Married or common-law (with 4 children)	$628

How to calculate your Canada grocery rebate payment?

To calculate your Canada grocery rebate payment, you need to know two things:

• Your GST/HST credit payment from January 2023. You can find this amount on your Notice of (Re)determination that you received from the Canada Revenue Agency (CRA) in July 2022. If you are signed up for My Account, you can find your notice by clicking on the “Mail” link.
• Your 2021 adjusted family net income. This is the total of your net income and your spouse’s or common-law partner’s net income (if applicable), minus any universal child care benefit (UCCB) and registered disability savings plan (RDSP) income received, plus any UCCB and RDSP amounts repaid. You can find this amount on line 23600 of your 2021 tax return.

Once you have these two numbers, you can use the following formula to calculate your rebate amount:

Rebate amount = GST/HST credit payment from January 2023 x 2

For example, if you are single with one child and your GST/HST credit payment from January 2023 was $193.50, your rebate amount would be:

Rebate amount = $193.50 x 2

Rebate amount = $387

When and how to receive your Canada grocery rebate payment?

The Canada grocery rebate payment was issued on July 5, 2023, along with the July 2023 quarterly GST/HST credit payment. If you are eligible, you should have received the payment by direct deposit or cheque through the CRA⁴.

If you have not received your payment or you think your payment is incorrect, you can contact the CRA by calling 1-800-387-1193 or visiting CRA My Account.

Frequently asked questions about the Canada grocery rebate

Here are some common questions and answers about the Canada grocery rebate:

How to save money on groceries with HustleHub

Now that you know everything about the Canada grocery rebate, you might be wondering how to make the most of it and save money on groceries. That’s where HustleHub comes in. HustleHub is your ultimate online platform for finding the best deals, coupons, and cashback offers on groceries and other products. With HustleHub, you can:

• Browse through thousands of offers from hundreds of retailers, including Co-Op²³, one of the largest grocery chains in Canada.
• Compare prices and quality across different stores and brands, and find the best value for your money.
• Earn cashback on every purchase you make through HustleHub, and get paid via PayPal or e-transfer.
• Save time and hassle by shopping online and getting your groceries delivered to your door or picking them up at your nearest store.
• Join a community of savvy shoppers who share tips, tricks, and reviews on how to save money and live better.

HustleHub is free to join and easy to use. All you need is an email address and a password to sign up. You can also download the HustleHub app on your smartphone or tablet and access all the features on the go. What are you waiting for? Join HustleHub today and start saving money on groceries and more!

Conclusion

The Canada grocery rebate is a one-time payment that provides financial support to eligible low- and modest-income Canadians and families who need it most. The rebate was issued on July 5, 2023, along with the July 2023 quarterly GST/HST credit payment. The rebate amount was double the GST/HST credit amount you received for January 2023, based on your family situation and your 2021 adjusted family net income. To receive the rebate, you need to file a tax return for 2021, even if you have no income to report for that year. The rebate is part of the government’s efforts to provide inflation relief to Canadians who need it most.

We hope this article helped you understand the Canada grocery rebate

Source: (1) Grocery Rebate – Canada.ca. https://www.canada.ca/en/revenue-agency/services/child-family-benefits/goods-services-tax-harmonized-sales-tax-gst-hst-credit/grocery-rebate.html. (2) Government delivers new Grocery Rebate to Canadians who need it most. https://www.canada.ca/en/department-finance/news/2023/07/government-delivers-new-grocery-rebate-to-canadians-who-need-it-most.html. (3) . https://bing.com/search?q=Canada+grocery+rebate.