For Canadian seniors, every dollar counts — and this August, the CRA is putting a little more cash in your pocket. Old Age Security (OAS), the cornerstone of Canada’s retirement income system, has increased for the July–September 2025 quarter. If you’re 75 or older, you could see up to $808.45 per month, and even more if you qualify for the Guaranteed Income Supplement (GIS).
KEY TAKEAWAY
- Payment Date: Tuesday, August 27, 2025
- Maximum OAS (65–74): $734.95/month
- Maximum OAS (75+): $808.45/month
- With GIS: Over $1,800/month possible
- Adjusted Quarterly: OAS rises with inflation but never decreases
What Is OAS and How Much Will You Get in August 2025?
Old Age Security is a federally funded pension for Canadians aged 65 and older. It’s not tied to your employment history — you qualify based on age, residency, and citizenship.
OAS rates change every January, April, July, and October to match inflation. For August 2025, here’s what you can expect:
| Age Group | Monthly Maximum (Jul–Sep 2025) |
| 65 to 74 | $734.95 |
| 75 and older | $808.45 |
| With GIS (Single) | $1,842.20+ |
📌 Source: Government of Canada – OAS Payment Amounts
OAS August 2025 Payment Date
Mark your calendar: Tuesday, August 27, 2025.
- Direct Deposit: Same day into your bank account.
- Cheque: Allow extra days for mail delivery.
💡 Tip from HustleHub: Switch to direct deposit via My Service Canada Account to avoid delays.
OAS Eligibility Requirements
To receive OAS, you must:
- Be 65 or older
- Be a Canadian citizen or legal resident
- Have lived in Canada for at least 10 years after age 18
- If living outside Canada, you must have lived here for 20 years after age 18
OAS Clawback (Recovery Tax) Thresholds – 2025
If your income is high, you may have to repay some or all of your OAS through the OAS recovery tax.
| Age Group | 2024 Net Annual Income Threshold |
| 65 to 74 | $148,541 |
| 75 and older | $154,196 |
How to Apply for OAS
Most Canadians are automatically enrolled at 64, but if you’re not:
- Online: Through My Service Canada Account
- By Mail: Send a paper application
- In Person: Visit a Service Canada office
Remaining 2025 OAS Payment Dates
| Month | Payment Date |
| August | August 27, 2025 |
| September | September 25, 2025 |
| October | October 29, 2025 |
| November | November 26, 2025 |
| December | December 22, 2025 |
Guaranteed Income Supplement (GIS) Boost
If your income is below a set threshold, you may qualify for GIS, which is added on top of OAS. For a single senior in 2025, GIS can be up to $1,097.75/month. Combined with OAS, that’s over $1,800/month.
📌 Learn more here: Guaranteed Income Supplement – Canada.ca
FAQs – OAS August 2025
1. Can I receive both OAS and GIS?
Yes, if your income is low enough.
2. Is OAS automatic at 65?
In most cases, yes. If not, apply manually.
3. Will OAS increase again in 2025?
Possibly — next adjustment is in October 2025.
4. Is OAS taxable?
Yes, it’s considered taxable income.
5. Can I delay OAS to get more?
Yes, up to age 70 — delaying increases your payment by up to 36%.
6. Does OAS decrease if inflation drops?
No, it never decreases.
7. Can I get OAS if I live outside Canada?
Yes, if you’ve lived in Canada for at least 20 years after age 18.
💬 HustleHub Says: Staying informed about OAS ensures you’re getting every dollar you’re entitled to — and that matters when every dollar counts.
📍 More resources and guides: HustleHub.ca
