If you are looking for a flexible travel rewards credit card, you might want to consider the RBC Avion credit cards. These cards let you earn Avion points on every purchase, which you can redeem for flights, hotels, car rentals, cruises, and more. You can also transfer your Avion points to other loyalty programs, such as WestJet Rewards, British Airways Executive Club, and American Airlines AAdvantage.
But how do you choose the best RBC Avion credit card for your Avion points? There are five personal Avion credit cards to choose from, each with different features, benefits, and fees. In this article, we will compare the RBC Avion credit cards and help you find the one that suits your spending habits and travel goals the best.
Key Takeaway Box
- RBC Avion credit cards let you earn and redeem Avion points for travel and other rewards.
- There are five personal Avion credit cards to choose from, each with different features, benefits, and fees.
- The best RBC Avion credit card for you depends on your spending habits, travel preferences, and income level.
- You can compare the RBC Avion credit cards based on the following criteria: annual fee, welcome bonus, earn rate, redemption options, insurance coverage, and other perks.
Compare the RBC Avion Credit Cards
The table below summarizes the main features of the five personal RBC Avion credit cards. You can use it as a quick reference to compare the cards and see which one meets your needs.
Card Name | Annual Fee | Welcome Bonus | Earn Rate | Redemption Options | Insurance Coverage | Other Perks |
---|---|---|---|---|---|---|
RBC Avion Visa Infinite | $120 | Up to 55,000 Avion points | 1 point per $1 spent, 1.25 points per $1 spent on eligible travel purchases | Flights, hotels, car rentals, cruises, vacation packages, tours, gift cards, merchandise, investments, donations, other loyalty programs | Mobile device, trip cancellation, trip interruption, emergency medical, delayed baggage, flight delay, auto rental collision/loss damage, purchase security, extended warranty | Visa Infinite benefits, Doordash free deliveries for 12 months, Hertz car rental discounts and bonus points, Petro-Canada savings and bonus points |
RBC Avion Visa Platinum | $120 | 35,000 Avion points | 1 point per $1 spent | Flights, hotels, car rentals, cruises, vacation packages, tours, gift cards, merchandise, investments, donations, other loyalty programs | Trip cancellation, trip interruption, emergency medical, delayed baggage, flight delay, auto rental collision/loss damage, purchase security, extended warranty | Hertz car rental discounts and bonus points, Petro-Canada savings and bonus points |
RBC Avion Visa Infinite Privilege | $399 | 35,000 Avion points | 1.25 points per $1 spent | Flights, hotels, car rentals, cruises, vacation packages, tours, gift cards, merchandise, investments, donations, other loyalty programs | Mobile device, trip cancellation, trip interruption, emergency medical, delayed baggage, flight delay, auto rental collision/loss damage, purchase security, extended warranty | Visa Infinite Privilege benefits, Doordash free deliveries for 12 months, Hertz car rental discounts and bonus points, Petro-Canada savings and bonus points, Priority Pass membership and lounge access, Global Entry application fee rebate |
RBC ION+ Visa | $48 | Up to 7,000 Avion points | 3 points per $1 spent | Flights, hotels, car rentals, cruises, vacation packages, tours, gift cards, merchandise, investments, donations, other loyalty programs | Purchase security, extended warranty | Hertz car rental discounts and bonus points, Petro-Canada savings and bonus points |
RBC ION Visa | $0 | 3,500 Avion points | 1.5 points per $1 spent | Flights, hotels, car rentals, cruises, vacation packages, tours, gift cards, merchandise, investments, donations, other loyalty programs | Purchase security, extended warranty | Hertz car rental discounts and bonus points, Petro-Canada savings and bonus points |
IMPORTANT LINKS:
- Aeroplan vs AIR MILES: Which Travel Rewards Program Offers More Value and Flexibility?
- Unlocking Maximum Value: A Guide to Optimizing Your Spending and Earning with Aeroplan, Air Miles, and Avion
- How to Calculate Point Value: Aeroplan, Air Miles, and Avion
- How to Choose and Use the Best Travel Rewards Program in Canada: Aeroplan, Air Miles, or Avion?
How to Choose the Best RBC Avion Credit Card for You
To choose the best RBC Avion credit card for you, you need to consider your spending habits, travel preferences, and income level. Here are some questions you can ask yourself to help you decide:
- How much are you willing to pay for the annual fee? If you want to avoid paying an annual fee, you can opt for the RBC ION Visa, which has no annual fee and still offers a decent earn rate and redemption options. However, if you don’t mind paying an annual fee, you can get more value from the other Avion credit cards, which offer higher welcome bonuses, earn rates, insurance coverage, and other perks.
- How much do you spend on travel? If you spend a lot on travel, you might want to choose the RBC Avion Visa Infinite or the RBC Avion Visa Infinite Privilege, which offer an extra 25% earn rate on eligible travel purchases. These cards also offer more comprehensive insurance coverage and Visa Infinite benefits, which can enhance your travel experience and save you money. However, if you don’t travel often, you might be better off with the RBC Avion Visa Platinum, the RBC ION+ Visa, or the RBC ION Visa, which have lower annual fees and still let you redeem your points for travel.
- How do you want to redeem your points? If you want to use your points for flights, you can enjoy the flexibility and value of the Avion Air Travel Redemption Schedule, which lets you book any airline, any flight, any time, with no blackout dates or seat restrictions. You can also transfer your points to other loyalty programs, such as WestJet Rewards, British Airways Executive Club, and American Airlines AAdvantage, and get access to more destinations and rewards. If you want to use your points for other rewards, such as hotels, car rentals, cruises, vacation packages, tours, gift cards, merchandise, investments, or donations, you can do so through the RBC Rewards website or app, or by calling the RBC Rewards Centre.
- What other perks and benefits are you looking for? If you want to enjoy some extra perks and benefits, such as mobile device insurance, Doordash free deliveries, Priority Pass membership and lounge access, Global Entry application fee rebate, and Visa Infinite or Visa Infinite Privilege benefits, you might want to consider the RBC Avion Visa Infinite or the RBC Avion Visa Infinite Privilege cards. These cards offer more value-added features that can make your travel and everyday life more convenient and rewarding. However, if you are not interested in these perks and benefits, or you don’t think you will use them enough to justify the higher annual fee, you might want to stick with the other Avion credit cards, which still offer some basic benefits, such as purchase security, extended warranty, Hertz car rental discounts and bonus points, and Petro-Canada savings and bonus points.
Conclusion
The RBC Avion credit cards are a great option for travellers who want to earn and redeem Avion points for travel and other rewards. The best RBC Avion credit card for you depends on your spending habits, travel preferences, and income level. You can compare the RBC Avion credit cards based on the following criteria: annual fee, welcome bonus, earn rate, redemption options, insurance coverage, and other perks. By doing so, you can find the Avion credit card that suits your needs and goals the best.
Source: (1) Find Your RBC Avion Credit Card – RBC Royal Bank of Canada. https://www.rbcroyalbank.com/credit-cards/avion.html. (2) RBC Avion Visa Infinite Credit Card – RBC Royal Bank of Canada. https://www.rbcroyalbank.com/credit-cards/travel/rbc-avion-visa-infinite.html. (3) Calculator: What’s The Value of RBC Avion Points?. https://www.thepointcalculator.com/ca/travel/rbc/rbc-avion-points-value. (4) Avion Points Credit Cards – RBC Royal Bank. https://www.rbcroyalbank.com/rbcrewards/credit-cards.html.